The power of compounding

Lifetime investor				Early investor
Age	Contribution	Year End Value		Age	Contribution	Year End Value
19	0	0		19	2000	2,200
20	0	0		20	2000	4,620
21	0	0		21	2000	7,282
22	0	0		22	2000	10,210
23	0	0		23	2000	13,431
24	0	0		24	2000	16,974
25	0	0		25	2000	20,872
26	2000	2,200		26	0	22,959
27	2000	4,620		27	0	25,255
28	2000	7,282		28	0	27,780
29	2000	10,210		29	0	30,558
30	2000	13,431		30	0	33,614
31	2000	16,974		31	0	36,976
32	2000	20,872		32	0	40,673
33	2000	25,159		33	0	44,741
34	2000	29,875		34	0	49,215
35	2000	35,062		35	0	54,136
36	2000	40,769		36	0	59,550
37	2000	47,045		37	0	65,505
38	2000	53,950		38	0	72,055
39	2000	61,545		39	0	79,261
40	2000	69,899		40	0	87,187
41	2000	79,089		41	0	95,905
42	2000	89,198		42	0	105,496
43	2000	100,318		43	0	116,045
44	2000	112,550		44	0	127,650
45	2000	126,005		45	0	140,415
46	2000	140,805		46	0	154,456
47	2000	157,086		47	0	169,902
48	2000	174,995		48	0	186,892
49	2000	194,694		49	0	205,581
50	2000	216,364		50	0	226,140
51	2000	240,200		51	0	248,754
52	2000	266,420		52	0	273,629
53	2000	295,262		53	0	300,992
54	2000	326,988		54	0	331,091
55	2000	361,887		55	0	364,200
56	2000	400,276		56	0	400,620
57	2000	442,503		57	0	440,682
58	2000	488,953		58	0	484,750
59	2000	540,049		59	0	533,225
60	2000	596,254		60	0	586,548
61	2000	658,079		61	0	645,203
62	2000	726,087		62	0	709,723
63	2000	800,896		63	0	780,695
64	2000	883,185		64	0	858,765
65	2000	973,704		65	0	944,641
	Less total invested:	-80,000			Less total invested:	-14,000
	Equals net earnings:	893,704			Equals net earnings:	930,641
	Money grew x-fold:	11-fold			Money grew x-fold:	66-fold